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Paul Barnell, a struggling travel agent in the perpetually frozen wasteland of Anchorage, Alaska, finds himself drowning in insurmountable financial debt. Desperate to salvage his failing business and appease his demanding, mentally fragile wife, Margaret, Paul devises a desperate scheme. When he stumbles upon a frozen human corpse left behind in a dumpster by inept mob hitmen, he hatches an audacious plan to collect a massive insurance payout. He convinces his reluctant insurance broker that the body belongs to his long-lost brother, Raymond, who vanished five years prior.However, complications arise immediately. The life insurance policy mandates that a missing person can only be declared legally dead after a prolonged waiting period, or if concrete proof of death is established. Paul forges the necessary documents, but his clumsy attempts draw suspicion. Meanwhile, the actual mobsters who dumped the body—led by the eccentric and trigger-happy Jim and his nervous partner, George—realize they need the corpse back to tie up loose ends for their psychotic employer, a ruthless crime boss named Ted.Adding to the chaos, Margaret suffers from Tourette’s syndrome and a series of hysterical delusions, which lead her to believe that various household objects are conspiring against her, further fracturing the couple’s tense domestic life. As Paul tries to navigate the intricate web of lies he has spun, Raymond—the very brother Paul supposedly killed off—suddenly turns up alive and completely oblivious to the chaos his "death" has caused. Raymond’s unexpected arrival throws Paul into a state of panic, forcing him to hide his living brother while simultaneously trying to convince the authorities that the frozen corpse in the morgue is indeed him.The intersecting lives of the desperate travel agent, the quirky mobsters, the mentally unstable wife, and the clueless brother collide in a chaotic finale on a remote, snow-covered glacier. Betrayals are revealed, bullets fly through the freezing air, and Paul is forced to make a split-second decision that could either land him in prison or clear his debts forever. In the end, the surviving characters manage to salvage small pieces of happiness from the wreckage of the bizarre ordeal, leaving Paul and Margaret to finally embrace a quiet, albeit unconventional, future together far away from the frozen drama that nearly destroyed them.