In a grim, heavily corporate future, the Union Corporation dominates society by offering state-of-the-art artificial organs to anyone who can afford them on credit. However, these life-saving implants come with a brutal stipulation: if a client falls significantly behind on their exorbitant payments, the company dispatches "repo men" to forcefully repossess the hardware, a gruesome procedure that inevitably results in the client's death.Remy is the Union's most efficient, cold-blooded repo man, driven by a twisted sense of professional pride and a steady paycheck. His childhood best friend and partner, Jake, thrives on the violence and treats the gruesome job like a thrilling game. Unlike the two men, Remy’s wife, Carol, desperately wants him to leave the grim profession, yearning for a quiet, suburban life and fearing for his soul.During a routine repossession, Remy suffers a catastrophic malfunction of his own brand-new artificial heart. He awakens to discover he has been fitted with a top-of-the-line Union artificial heart himself, landing him in massive debt to the very company he works for. Unable to keep up with the punishingly high monthly installments due to sudden physical weakness and a
crisis of conscience, Remy finds himself on the other side of the system. He becomes a fugitive, hunted by the very organization he once served so loyally.To survive, Remy teams up with Beth, a fiery, heavily indebted singer who is also hiding from the repo men. United by desperation and a mutual disdain for the Union, Remy and Beth hatch a dangerous plan: infiltrate the heavily guarded Union headquarters to wipe their financial records from the central mainframe, effectively erasing their debt and securing their freedom.As they navigate the neon-lit, dystopian underground, a relentless Jake is assigned to hunt Remy down, leading to a tense, violent pursuit where former brotherhood clashes with
survival instinct. Remy and Beth manage to breach the heavily fortified corporate tower, fighting their way past corporate security in a brutal, blood-soaked gauntlet. They successfully reach the central computer and download their file deletions, but Jake corners them in the final moments. In a fierce, agonizing showdown, Remy defeats Jake, choosing mercy over murder.Ultimately, Remy and Beth escape the facility and flee to a sun-drenched tropical paradise, seemingly free at last. However, in a shocking twist, it is revealed that the harrowing brain-scan and mainframe wipe was merely a dying hallucination. Remy is actually strapped to a table in the Union facility, having already undergone the final, fatal extraction. Jake sits beside him, watching his old friend pass away, before walking out to continue the endless cycle of the repossession trade.